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Renters Insurance

Renters Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a request for a quote.

Renters Insurance Information


The quote process...

After you complete the questionnaire we will provide you with quotes from many of our preferred carriers such as The Travelers, Progressive, Nationwide, Encompass, Safeco, Mercury, Allstate and others. Please complete the questionnaire thoroughly and as accurately as possible so we can make sure all available discounts are applied.

Helpful Information...

What is Renters Insurance?

Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.
However, renters insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage. Property managements companies require their tenants to carry renters insurance because of the personal liability coverage that is provided. Personal Liability covers you for Bodily Injury and Property damage that you may be responsible for. As always, refer to the policy for coverage descriptions and exclusions.

If you are forced out of your home because of a disaster your additional living expenses like hotel costs may be covered.

Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.

Decide How Much Insurance You Need.

Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.

If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.

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